Mission Statement

The mission of Ebudgetary is to educate clients to achieve personal financial freedom through integrity and truth in a confidential environment.

Personal Profile

My name is Elsa Binder and I own Ebudgetary, a full service personal financial coaching business based out of Sonoma County. 

When I was ten years old my Mother sat me down to do the monthly bills and balance the checkbook.  From that point on, I became highly aware of our family budget and the process it took to run it.  I find personal finances are a passion for me:  I love to read about it, teach it, and talk about it.

I have a degree in Buisness Administration from The University of the Pacific's Eberhardt School of Business and a Single Subject (Social Studies) Teaching Credential from Sonoma State University. From the completion of both, and my experiences as an economics teacher, I find the absence of personal financial education shocking.  Preparing for financial freedom is as important a subject as any I learned in school.  As a result, I decided to bridge the gap our educational system has left by starting a business geared towards educating people on the subject of Personal Finance.  

The creation of this blog site is to enhance financial knowledge and start a conversation about the philosphy of money, as well as provide usefull tips and articles on bill reduction, budgeting, kids and money, living simply, and environmentally friendly budgeting.